Citizenship by Investment
MALTA (EU) CITIZENSHIP / RESIDENCY BY INVESTMENT
Malta (EU) Citizenship & Residency: Security. Opportunity. Peace of mind.
In an effort to support the country's economy, Malta, located south of Italy in the Mediterranean Sea, is offering Maltese residency and/or citizenship, i.e. the Malta passport, considered one of the strongest in the world, to foreign investors.
Malta citizens can benefit from a wide range of world-class social services, including free education and healthcare. Further, because Malta is a member of the European Union (EU), a passport from Malta conveys rights and privileges similar to the passports of Germany, France, or any other EU country. As such, Malta passport holders may live, work or study in any country belonging to the European Union.
International business executives, investors, VIPs as well as affluent citizens worldwide consider Malta citizenship a powerful asset and safety net should the living conditions at home become undesirable. Because Malta allows dual citizenship, most applicants retain the citizenship of their home country in addition to receiving a second passport from Malta (EU).
*** Malta Citizenship & Residency Update for 2024: The "Granting of Citizenship for Exceptional Services Regulations" and the "Malta Permanent Residence Programme (MPRP)", Malta's citizenship and residency by investment regulations, are still open and accepting new applications. ***
Visa-free Travel to 186 Countries
Free Custom Quotation
Live - Work - Retire in the EU
Private & Confidential
Family Members Included
Full Citizenship & Passport
Live, work, Study, or Retire in any of the EU countries
The Malta Naturalisation for Exceptional Services by Direct Investment regulation provides for affluent persons of impeccable standing and repute, including their families, to receive Maltese residency and citizenship on the basis of an investment in Malta. Once citizenship is granted, the applicant may live, work, study, or retire in any of the member countries of the European Union.Applicants are not required to continuously live in Malta before or after citizenship approval.
Visa free travel to over 180 countries, including the USA
Maltese citizenship offers full European Union benefits, including Schengen borderless travel and a United States visa waiver. This means visa-free travel to more than 180 countries in the world, including the USA, Canada, Middle East, Africa, Asia, and most countries in North, Central and South America.A better quality of life for the family
Malta is a safe country that offers a low cost of living index. Multiple cultures live side by side in peace and harmony. Clean air, property rights, and freedom of speech are enjoyed by all. The country has long been a vacation spot for Europeans and high net worth individuals who flock to the island for its sunny and warm climate year-round. Malta offers a modern infrastructure ranging from reliable phone and internet service to secure banking to well-established air and sea routes connecting the island to the European mainland and international destinations.A better education for the applicant’s children
Because of the country's history as a former British colony the Maltese school system reflects the British structure. There are two school categories: state schools and private schools. State schools are free to all students (including free transportation and free books), while private schools such as international schools charge tuition fees. For more information about the Maltese school system please click here.Attractive real estate investment options
Purchasing a property in Malta's Special Designated Areas (SDAs) offers an attractive investment opportunity. These areas are specifically zoned for foreign buyers, allowing for straightforward transactions without the need for special permits. SDA properties are often newly built, adhering to modern building codes and regulations, ensuring a high standard of safety, quality, and comfort. Additionally, investing in an SDA property can fulfill residency and citizenship requirements. Contact us to receive our "Malta Real Estate Services", our "Malta SDA Properties", or our "Malta Relocation Services" brochures.Malta (EU) Citizenship / Residency Program Overview
Residency and Citizenship for Qualified Investors
Malta Citizenship by Investment (CES/MEIN)
Malta Naturalisation for Exceptional Services by Direct Investment, also referred to as the Maltese Exceptional Investor Naturalisation (MEIN), is a regulation that leads to Malta residency and Malta citizenship / Malta passport.Residency and citizenship are available to qualified investors, including EU and non-EU nationals over the age of 18, their spouses, unmarried children under 29, and parents/grandparents over 55.
The citizenship application process entails the following stages:
2) Residency Application: The applicant receives Malta residency status. Residency is issued in about two weeks and is valid for up to 36 months.
3) Citizenship Eligibility Application: The Malta government determines if the applicant is eligible for Malta citizenship.
4) Citizenship Application: Upon eligibility approval, the government processes the citizenship application and issues a conditional Approval in Principle.
5) Investments: Upon citizenship approval, the applicant makes all required investments and fulfills all conditions, such as renting or buying a property.
6) Oath of Allegiance: The applicant takes the oath and receives the Certificate of Naturalization.
The citizenship regulations require the following investments:
2) Philanthropic Donation: A donation to a Malta-registered non-profit organization: EUR 10,000
3) Property Rental or Purchase: EUR 16,000 per year if rented, or EUR 700,000 if purchased. You can browse available Malta real estate with pictures and prices on our Malta website here.
Additional expenses include the following government fees:
- • Residence Permit Fee: EUR 5,000. Each dependent: EUR 1,000
- • Residence Card: EUR 27.50 per card
- • Citizenship Eligibility Due Diligence Fee: EUR 15,000. Each dependent age 12 and over: EUR 10,000
- • Citizenship Eligibility Administrative Fee: EUR 1,000 each applicant
- • Citizenship Administrative Fee: EUR 500 each applicant
The total service fees depend on the number of family members to be included. Please contact us for a custom quotation. The Malta (EU) citizenship/passport allows settling in any of the EU member countries. The total number of Malta citizenship certificates granted is limited to 400 per year.
Malta Permanent Residence Programme (MPRP)
The Malta MPRP program is a permanent residency program for non-EU nationals. It requires a one-time investment, and provides a permanent residency certificate which is valid for life. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.The applicant can choose between purchasing a property (minimum property value of EUR 350,000 in the northern and central parts of Malta, or EUR 300,000 in the south or Gozo), or renting a property (minimum rental of EUR 12,000 per year in the northern and central parts of Malta, or EUR 10,000 per year in the south or Gozo). You can browse available Malta real estate with pictures and prices on our Malta website here.
The administrative fee charged by the government is EUR 40,000. The main applicant must also make a non-refundable government contribution in the amount of EUR 28,000 (if purchasing a property) or EUR 58,000 (if renting a property). Lastly, the applicant must make a philanthropic donation of EUR 2,000 to a Maltese-registered charity.
To qualify, the main applicant must declare that he/she owns assets (stocks, bonds, real estate, other) valued at no less than EUR 500,000 of which EUR 150,000 must be available in financial assets such as stocks, bonds, funds or bank deposits. Standard processing is about 4 to 6 months from the submission of a complete and correct application.
Malta Global Residency Programme (GRP)
The Malta GRP program is a 1-year residency visa for non-EU nationals that offers visa-free Schengen travel benefits and special tax advantages. The required recurring minimum expense is approximately EUR 15,000 every year to avoid expiration, plus a property purchase or rental, plus fees. The processing time is approximately 90 days. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.Malta Ordinary Residence (OR)
The Malta OR program is only available for EU nationals (citizens of the EU including Switzerland, Liechtenstein, Norway, and Iceland) who want to live in Malta 183 days per year or longer. The program requires the applicant to demonstrate financial self-sufficiency which is defined as having available funds of at least EUR 14,000 for a single person (EUR 23,000 for married couples). Income brought into Malta is fully taxable. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.Malta Residence Programme (TRP)
The Malta tax residency program for EU citizens requires applicants to declare they do not spend more than 183 days in any other jurisdiction outside of Malta, but there is no requirement to spend 183 days inside Malta. The special tax rate on income brought into Malta is 15% (annual minimum tax: EUR 15,000). This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.Malta Retirement Programme (MRP)
The Malta retirement program is targeted at retirees (EU and non-EU nationals) who receive a pension to be transmitted to Malta. The amount of the pension must equal at least 75% of the applicant’s total income. Applicants must purchase or rent a personal residence (from EUR 8,750 per year if rented, or from EUR 220,000 if purchased). Foreign source income brought into Malta is taxed at 15% with an annual minimum tax of EUR 7,500. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.Malta NOMAD Residence permit (MNRP)
The Malta Nomad Residence Permit ("Digital Nomad Visa") is available to applicants who are not citizens of an EU member country. Applicants must be able to work independent of location and prove that (a) they are employed under a work contract issued by an employer outside of Malta, or (b) they conduct business on behalf of a company registered outside of Malta in which they are a partner or shareholder, or (c) they are a freelancer or consultant offering services to clients who are based outside of Malta. Applicants for the Malta nomad residence permit must earn a salary of at least EUR 3,500 per month. Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks. Family members, including a spouse or partner, minor children, and dependent adult children, maybe included on the application of the main applicant. The visa is valid for one year, and may be renewed at the discretion of the Malta government twice, for a maximum of 4 years. The Nomad Residence Permit does not entitle the holder to social benefits in Malta, and it does not lead to Malta (EU) residency or citizenship / the Malta (EU) passport.Malta Startup Residence Programme (MSRP)
The Malta Startup Residence program is available to startup founders, co-founders, and their core employees and families who are of non-EU nationality and who register their venture in Malta at a minimum EUR 25,000 capital investment. The startup must be younger than 7 years and must not yet have distributed a profit. Applicants are required to be financially self-sufficient, move to Malta, and pay taxes here. Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks. The residence permit is valid for 3 years, and may be renewed at the discretion of the Malta government for an additional 5 years. The startup residence program does not lead to permanent residency, and it does not lead to Malta (EU) citizenship / the Malta (EU) passport.Please contact us for a detailed cost estimate or confidential consultation. Our attorneys are ready to assist you and answer any questions you might have about immigrating to Malta.
Citizenship / Residency Application Requirements
Prerequisites and Investment Minimums
The following provides a summary of the investment requirements. Please use our contact form to receive a detailed quotation which depends on the number of family members to be included.
Malta (EU) Citizenship
Malta Naturalisation for Exceptional Services by Direct Investment (CES/MEIN)
Launched in 2020 and replacing the successful Individual Investor (IIP) program, the Naturalisation for Exceptional Services by Direct Investment regulation, also referred to as the Maltese Exceptional Investor Naturalisation (MEIN), offers the applicant and his/her family members Malta residency followed by Malta citizenship (Malta passport) upon fulfilling all application requirements.Both EU nationals and non-EU nationals may apply. Excluded from applying are nationals of Afghanistan, Iran, North Korea, and persons that reside in these countries, or do business with these countries, or have significant ties to these countries. Citizens from countries who are on the US travel ban also cannot apply.
As a Malta citizen you are allowed to live, work, study, or retire in any of the 27 European Union countries because Malta is a member of the European Union (EU). Malta citizenship also grants you access to all investment opportunities in Malta and throughout the EU member nations, as well as visa-free travel to more than 180 countries in the world, including the USA, Canada, the Middle East, Africa, Asia, and most countries in North, Central and South America.
Highlights:
• Visa free travel to over 180 destinations (including USA, Canada, UK)
• Family members can be included in the application
• High quality & free healthcare and education
• Schengen Residence Card
The main applicant is required to make an Exceptional Direct Investment (non-refundable) in the amount of EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option). The investment required for each additional dependent is EUR 50,000.
In addition, the main applicant must make a philanthropic donation in the amount of EUR 10,000 to a registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organization.
In addition, the main applicant must establish a residence in Malta through either (a) purchasing real estate valued at no less than EUR 700,000 or (b) renting a property at no less than EUR 16,000 per year. The required holding period is five years from the date of receiving citizenship. You can browse available Malta real estate with pictures and prices on our Malta website here.
Malta government charges include a residence permit fee (main applicant: EUR 5,000, dependents: EUR 1,000 each), citizenship eligibility due diligence fee (main applicant: EUR 15,000, dependents 12 years of age and over: EUR 10,000 each), citizenship eligibility administrative fee (each applicant: EUR 1,000), and a citizenship administrative fee (each applicant: EUR 500).
The minimum one-time cost for a single applicant under the regulation is approximately €632,000 excluding property and legal fees. Please contact us for a comprehensive quotation.
The timeframe for application processing is about 15 working days for the Residency (Step 1). The application for citizenship (Step 2) may be filed after 12 or 36 months in residency status depending on the investment option chosen.
The total number of citizenship certificates to be granted is limited to only 400 per year.
NOTE: The Exceptional Direct Investment and philanthropic donation need only be made after the applicant has received the Citizenship Approval in Principle from the Malta government. This means no investments are due without the application having been approved.
Summary / Application Stages:
2) Next, the Malta government determines if the applicant is eligible for Malta citizenship.
3) Upon approval of eligibility, the Malta government processes the citizenship application and issues a conditional Approval in Principle.
4) The applicant now makes all required investments and fulfills all remaining conditions, such as renting or buying a property.
5) The applicant and his/her family receive their Certificate of Naturalization and can obtain their Malta (EU) passports.
Summary / Investment Requirements:
2) Philanthropic donation to a Malta-registered non-profit organization: EUR 10,000
3) Property rental or purchase: EUR 16,000 per year if rented, or EUR 700,000 if purchased
Total service fees depend on the number of family members to be included. Please contact us for a custom quotation.
The Malta Residence Programmes
A) The Malta Permanent Residence Programme (MPRP)
The Malta Permanent Residence Programme (L.N. 121 of 2021) for non-EU nationals leads to Malta permanent residency (meaning the permission to live in Malta as long as desired), visa-free travel to all European countries within the Schengen area for 90 out of 180 days, and the option to apply for a Malta work permit.This program requires a one-time investment and does not need to be renewed each year. The processing time is about 4 to 6 months from the submission of a complete and correct application.
Highlights:
• Option to apply for work permit
• Schengen Residence Card
• Visa-free travel within Schengen
• Certificate of Permanent Residency for life, subject to maintaining the program’s obligations
• Processing as fast as 4 to 6 months from the submission of a complete and correct application
The MPRP program requires a one-time investment in Malta. The applicant can choose between purchasing a property, or renting a property. If purchasing, the minimum property value must be EUR 350,000 in the northern and central parts of Malta, or EUR 300,000 in the south or Gozo. If renting a property, the minimum rental amount must be EUR 12,000 per year in the northern and central parts of Malta, or EUR 10,000 per year in the south or Gozo. You can browse available Malta real estate with pictures and prices on our Malta website here.
The administrative fee charged by the government is EUR 40,000. The main applicant must also make a non-refundable government contribution in the amount of EUR 28,000 (if purchasing a property) or EUR 58,000 (if renting a property).
Lastly, the applicant must make a philanthropic donation of EUR 2,000 to a Maltese-registered charity.
To qualify, the main applicant must declare that he/she owns assets (stocks, bonds, real estate, other) valued at no less than EUR 500,000 of which EUR 150,000 must be available as financial assets such as stocks, bonds, funds or bank deposits.
NOTE: The Malta permanent residency does not lead to Malta citizenship (Malta passport). While Malta residents may apply for Malta citizenship after six years in residency status, approvals can take 10 to 15 years! Further, any citizenship application may be approved or rejected entirely at the discretion of the minister and the department in charge at that time. Therefore, there is no guarantee that an approval will be granted.
B) The Global Residence Programme (GRP)
The GRP program for non-EU nationals offers 1-year residency in Malta, 90-day visa-free travel to all European countries within the Schengen area, and the option to apply for a Malta work permit.GRP visa applicants may also benefit from Malta's low flat tax rate of 15% chargeable on all income remitted to Malta from foreign sources, subject to a minimum annual tax of EUR 15,000. To take advantage of this benefit GRP applicants must refrain from staying in any other jurisdiction for more than 182 days and becoming a tax resident in that other country.
Malta Residency status under the GRP program needs to be renewed annually to avoid expiration. This program is desirable especially for applicants who only require temporary EU residency status.
Highlights:
• Family members can be included in the application
• No minimum presence required
• No worldwide tax, remittance basis only
• Option to apply for work permit
• Schengen Residence Card
• Visa-free travel within Schengen
The annual expense, a minimum tax, to renew residency is approximately EUR 15,000. Further, the applicant is required to rent a residence (house or apartment) at an annual lease of no less than EUR 8,750 (a property purchase is also acceptable). Thus, the total minimum expense to renew the GRP permit each year is approximately EUR 15,000 plus property. You can browse available Malta real estate with pictures and prices on our Malta website here.
NOTE: The Malta GRP residency visa does not lead to Malta citizenship (Malta passport). While Malta residents may apply for Malta citizenship after six years in residency status, approvals can take 10 to 15 years! Further, the citizenship application may be approved or rejected entirely at the discretion of the minister and the department in charge at that time. Therefore, there is no guarantee that an approval will be granted at that time.
C) The Ordinary Residence Programme (OR)
The OR program is available to EU nationals who want to live in Malta 183 days per year or longer, and who can demonstrates financial self-sufficiency, which is defined as having available funds of at least EUR 14,000 for a single person (EUR 23,000 for married couples).Further, the applicant must purchase or lease a property in Malta. There is no minimum property value requirement. You can browse available Malta real estate with pictures and prices on our Malta website here.
Benefits include the freedom to reside and work in Malta, visa-free Schengen travel, and fast processing (6-8 weeks).
Applicants who do not declare Malta their domicile are taxable on income generated inside of Malta or generated outside of Malta and brought into the country at standard progressive income tax rates. Income generated outside of Malta and not brought into the country is not taxable. Family members can be included. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
D) The Residence Programme (TRP)
The tax residency program for EU-nationals requires applicants to declare they do not spend more than 183 days in any other jurisdiction outside of Malta. But this does not mean they have to spend 183 days inside of Malta.Applicants must purchase or lease a property in Malta with a minimum property value of EUR 275,000 for property in Central/North Malta (or EUR 220,000 for property in Gozo or South Malta). Candidates may alternatively opt for rental of property at EUR 9,600 (or EUR 8,750 per year in Gozo/South Malta). You can browse available Malta real estate with pictures and prices on our Malta website here.
Benefits include the freedom to reside and work in Malta, visa-free Schengen travel, fast processing (3–4 months), and a 15% flat rate tax on all income remitted to Malta. There is an annual minimum tax of EUR 15,000. Family members and domestic staff can be included. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
E) Malta Retirement Programme (MRP)
The Malta retirement program is targeted at retirees (EU and non-EU nationals) who receive a pension to be transmitted to Malta. The amount of the pension must equal at least 75% of the applicant’s total income.Applicants must purchase or rent a personal residence. If purchased, the minimum value is EUR 275,000 (or EUR 220,000 in Gozo/South Malta). If rented, the annual minimum is EUR 9,600 (or EUR 8,750 per year in Gozo/South Malta). You can browse available Malta real estate with pictures and prices on our Malta website here.
Foreign source income brought into Malta is taxed at 15% with an annual minimum tax of EUR 7,500 for the main applicant, and EUR 500 for each dependent. Additional income is taxed at 35%. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
F) Malta Nomad residence permit (MNRP)
The "Digital Nomad Visa" enables holders to retain their current employment based in another country whilst legally residing in Malta. It is available to applicants who are not citizens of an EU member country. Applicants must be able to work independent of location and prove that (a) they are employed under a work contract issued by an employer outside of Malta, or (b) they conduct business on behalf of a company registered outside of Malta in which they are a partner or shareholder, or (c) they are a freelancer or consultant offering services to clients who are based outside of Malta.Applicants must earn a salary of at least EUR 3,500 per month and rent or purchase a property in Malta. Applicants must also obtain health insurance and pass all background checks. Family members, including a spouse or partner, minor children, and dependent adult children, maybe included on the application of the main applicant. The application process takes about 30 days. You can browse available Malta real estate with pictures and prices on our Malta website here.
The digital nomad permit is valid for one year, and may be renewed at the discretion of the Malta government twice, for a maximum of 4 years. The Nomad Residence Permit does not entitle the holder to social benefits in Malta, and it does not lead to Malta (EU) residency or citizenship / the Malta (EU) passport.
G) MALTA STARTUP RESIDENCE PROGRAMME (MSRP)
The Malta Startup Residence program is available to startup founders, co-founders, their core employees and families who are of non-EU nationality and who register their venture in Malta at a minimum EUR 25,000 capital investment.The startup must be younger than 7 years and must not yet have distributed a profit. The submission and approval of a formal business plan is required by the Malta authorities.
Applicants are also required to be financially self-sufficient, move to Malta, and pay taxes here. Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks. You can browse available Malta real estate with pictures and prices on our Malta website here.
The residence permit is valid for 3 years, and may be renewed at the discretion of the Malta government for an additional 5 years. This program does not lead to Malta (EU) citizenship / the Malta (EU) passport.
Citizenship / Residency Program Benefits
Malta Immigration by Investment Benefits
Free Movement of Persons
The whole family can obtain Malta citizenship (Malta passport): the main applicant, a spouse or long-term partner (any gender), children, parents, and grandparents can all travel, reside and work freely within the EU.Free Movement of Services
Malta citizens and their companies can offer services within EU member states without obstacles.Free Movement of Capital
Malta passport holders can transfer funds between EU member states, purchase property in any preferred EU country, and invest in any type of business venture.Free Movement of Goods
All goods produced in EU member states can be freely transferred between countries of the European Union.Attractive Tax System
Malta is an attractive financial center due to its highly favorable tax system and strategic location at the crossroads of three continents – Europe, Africa and Asia. Applicants are advised to secure the services of an independent tax specialist.Blockchain Technology Friendly
Malta is fast establishing itself as the premier destination for blockchain projects, including cryptocurrency (Bitcoin, Ethereum, Tether, Litecoin, others). The government's regulatory framework covers ICO's (all tokens), crypto trading exchanges and licensing, asset management, VFA services, and similar blockchain technology endeavors, thus making Malta one of the world’s friendliest jurisdiction for the sector. Please use our blockchain contact form for additional information.High Standard of Living
Malta citizenship holders benefit from a high standard of living due to their access to reputable private schools, trustworthy private medical facilities and Malta having among the lowest crime rates within Europe. In Malta, multiple cultures live side by side in peace and harmony. The air is unpolluted, property rights are codified into law, and residents/citizens enjoy freedom of expression.Visa Free Travel
Malta passport holders do not require a visa to travel within the EU and also to travel to many non-EU countries. Malta residents enjoy visa-free Schengen travel of up to 90 days in a 6-month period.Malta's Standing in the European Union
One of the Safest Countries in the EU
The country enjoys a stable political climate and a bi-partisan political scene that is largely convergent on issues of national and economic importance.
Malta has weathered the financial crisis well and shared the limelight with Germany as the only two states maintaining economic growth in the Euro Zone. Malta's banks have been ranked amongst the top 5 soundest banks in the world.
The Island offers a rich, contemporary cultural lifestyle, temperate climate and fascinating history. Malta is also a state of the art financial and business hub due to its competitive tax system and offers significant advantages to foreign entrepreneurs, high net worth individuals and investors seeking an attractive yet safe business environment.
For the last two decades Malta has enjoyed solid and constant growth in its financial services industry and is fast becoming the jurisdiction of choice to international corporate groups seeking an ideal hub from which to do business within the EU, Middle East and North African markets.
Our Qualifications
A Team of Specialist at your Service
Our team includes immigration specialists working exclusively on Malta citizenship & residence matters and will stand by your side throughout the entire application process, from start to finish. We will work with you until your Malta residency / citizenship by investment application has been approved and you have received your residence and/or citizenship certificate.
In addition to immigration law our associates provide company formation and tax advisory services to clients including high net worth individuals, owner-managed businesses, and larger corporations.
Services offered:
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• Advising you on your chances of success before filing your application;
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• Providing you with pre-immigration legal and tax advice;
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• Guiding you with the preparation of supporting documentation;
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• Vetting and preparing all supporting documentation for submission;
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• Corresponding and liaising with government authorities on your behalf during the application process;
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• Obtaining application progress updates on your behalf.
Additional services (if needed):
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• Finding Malta real estate available for sale or leasing;
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• Providing legal and notarial representation on purchase, rental, and re-sale of Malta property;
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• Advising on personal and corporate international tax planning;
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• Dealing with periodical tax matters, including annual returns and tax payments;
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• Drawing up of wills, international probate;
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• Assisting with the administration of estates, foundations, and trusts;
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• Advising on the formation and management of trading and holding companies in Malta;
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• Assisting with yacht registration & VAT planning.
Citizenship / Residency Application Process
The Application Procedure Step by Step
Step #2: Document Preparation. Should you wish to proceed with a residency or citizenship application, the immigration attorney assigned to your case will assist with completing all application forms and collecting all supporting documents. The complete application case file is then submitted to the Maltese government for processing.
Step #3: Application Processing. The Maltese government now reviews the application and conducts background checks. For citizenship applications, residency processing can be as fast as 15 working days, whereas complete and accurate MPRP applications usually take 4 to 6 months to process. If the application is approved, the government will issue an Approval in Principle.
Step #4: Compliance Period. After receiving the Approval in Principle the applicant makes all required investments.
Malta citizenship requires 12 or 36 months in residency status (depending on the investment option chosen). While average citizenship processing times under the newly launched regulations have not yet been established, processing times under the previous program ranged from 3 to 6 months.
Malta Citizenship / Malta Residency 2024
Frequently Asked Questions (FAQ)
Q: What are some of the reasons Malta is attracting so many international investors?
A: Many international business executives, investors, public figures, VIPs, and affluent citizens of other countries consider an alternative residency or citizenship and passport a powerful tool for international tax planning and a safety net should the living conditions at home become unbearable.Applicants realize that the Maltese citizenship can provide several benefits, including:
• Retirement in a safe country with a warm climate
• A better education for the applicant’s children
• Children and grand children gain visa free travel and the right to live, work, or study in many countries
• A better quality of life for the family, including better healthcare and an unpolluted environment
• Relatively low real estate prices
• Personal security
• Tax advantages
• Freedom associated with having multiple passports
• Applicants are not required to continuously live in Malta before or after citizenship approval
Q: What are the costs involved with applying for citizenship or permanent residency?
A: There are three main types of expenses: government-mandated investments, government application fees, and service provider legal fees. Please contact us to receive a detailed quotation.All applicants are also required to purchase or rent a personal residence in Malta. You can browse available Malta real estate with pictures and prices on our Malta website here.
Naturalisation for Exceptional Services by Direct Investment Regulation Fees (Malta Citizenship / Passport):
Main applicant: EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option)
Each dependent (if any): EUR 50,000
2. Malta Philanthropic Donation:
Main applicant only: EUR 10,000
3. Malta Property Investment (minimum 5 year holding period):
Main applicant only: Property purchase at EUR 700,000 or property rental at EUR 16,000 per year
4. Malta Government Fees:
Residence permit fee, main applicant: EUR 5,000. Each dependent (if any): EUR 1,000
Residence card: EUR 27.50 per card
Citizenship eligibility due diligence fee, main applicant: EUR 15,000. Each dependent age 12 and over (if any): EUR 10,000
Citizenship eligibility administrative fee, each applicant: EUR 1,000
Citizenship administrative fee, each applicant: EUR 500
5. Legal Fees:
Depending on the number of family members to be included.
Malta MPRP Permanent Residence Programme Fees:
Main applicant: EUR 28,000 (if property is purchased), EUR 58,000 (if property is rented)
Spouse: no charge
Children (any age): no charge
Dependent parents and/or grandparents: EUR 7,500
2. Malta Philanthropic Donation:
Main applicant only: EUR 2,000
3. Malta Property Investment (minimum 5 year holding period):
Main applicant only: Property purchase at EUR 350,000 or property rental at EUR 12,000 per year (EUR 300,000 / EUR 10,000 in the south or Gozo)
4. Malta Government Fee:
Main applicant only: EUR 40,000
5. Legal Fees:
Depending on the number of family members to be included.
Q: What is the difference between the Naturalisation for Exceptional Services by Direct Investment Regulation, the Global Residence Program (GRP), and the Malta Permanent Residence Program (MPRP)?
A: Malta Naturalisation for Exceptional Services by Direct Investment (Maltese Exceptional Investor Naturalisation / MEIN) offers applicants, including EU nationals and non-EU nationals, a path to Malta residency and citizenship in return for a one-time investment. For a single applicant the minimum one-time cost is approximately €632,000 excluding property and legal fees. The total number of citizenship certificates to be granted is limited to no more than 400 per year.As a EU citizen you are allowed to live, work, study, or retire in any of the 27 European Union countries. EU citizenship also grants you access to all investment opportunities in Malta and throughout the EU member nations, as well as visa-free travel to more than 180 countries in the world, including the USA, Canada, the Middle East, Africa, Asia, and most countries in North, Central and South America.
Please use our contact form to receive a comprehensive quotation which depends on the number of family members to be included.
The Maltese Global Residence Program (GRP) offers 1-year residency in Malta, 90-day visa-free travel to all European countries within the Schengen area, and the option to apply for a Malta work permit.
However, residency status under the GRP program needs to be renewed annually to avoid expiration. The annual expense, a minimum tax, to renew residency is approximately €15,000. Further, the applicant is required to rent a residence at an annual lease of no less than €8,750 (a property purchase is also acceptable). Thus, the total minimum expense to renew the GRP permit each year is approximately €24,000 plus fees.
GRP visa applicants can also benefit from Malta's low flat tax rate of 15% chargeable on all income remitted to Malta from foreign sources, subject to a minimum annual tax of EUR 15,000. To take advantage of the tax benefit GRP applicants must refrain from staying in any other jurisdiction for more than 182 days and becoming a tax resident in that other country.
Processing can be as fast as 3 to 4 months. The GRP does not lead to Malta (EU) citizenship, and it does not result in receiving a Malta passport.
The Malta Permanent Residence Programme (MPRP) leads to residency (meaning the permission to live in Malta as long as desired), visa-free travel to all European countries within the Schengen area for 90 out of 180 days, but unlike the GRP it has no recurring minimum tax. In other words, the MPRP does not need to be renewed each year.
The applicant can choose between purchasing a property, or renting a property. If purchasing, the minimum property value must be EUR 350,000 in the northern and central parts of Malta, or EUR 300,000 in the south or Gozo. If renting a property, the minimum rental amount must be EUR 12,000 per year in the northern and central parts of Malta, or EUR 10,000 per year in the south or Gozo.
The administrative fee charged by the government is EUR 40,000. The main applicant must also make a non-refundable government contribution in the amount of EUR 28,000 (if purchasing a property) or EUR 58,000 (if renting a property).
Lastly, the applicant must make a philanthropic donation of EUR 2,000 to a Maltese-registered charity.
To qualify, the main applicant must declare that he/she owns assets (stocks, bonds, real estate, other) valued at no less than EUR 500,000 of which EUR 150,000 must be available in financial assets such as stocks, bonds, funds or bank deposits.
The MPRP program can lead to Malta residency in as little as 4 to 6 months, but just like the GRP program it does not lead to the Maltese (EU) citizenship and the Malta passport. Residents may file a citizenship application after 6 years in residency status, but any citizenship application may be approved or rejected entirely at the discretion of the minister and the department in charge. There is no guarantee that an approval will be granted, and any approval typically takes 10 to 15 years!
The following table compares both residency programs:
Global Residency Program |
Malta Permanent Residence Programme (MPRP) |
|
Minimum Tax |
EUR 15,000 |
Zero |
Tax Rate |
15% |
0% - 35% |
Property Purchase |
Central/North EUR 275,000 |
Central/North EUR 350,000 |
Property Rental
|
Central/North EUR 9,600 |
Central/North EUR 12,000 |
Minimum Stay in
MT |
Zero |
Zero |
Official Application
Fee |
EUR 6,000 |
EUR 40,000 |
Contribution |
Zero |
EUR 28,000 (property purchase) |
Philanthropic
Donation |
Zero |
EUR 2,000 |
Dependents |
Spouse, Children, Brothers, Sisters, Parents |
Spouse, Children, Parents & Grandparents |
These cost estimates are exclusive of attorney fees and will vary based upon the number of family members to be included. Please use our contact form for a checklist of all required application documents and to receive a detailed quotation. If you are planning to apply for more than one family ask us about a group discount.
Q: What is the difference between the Ordinary Residence (OR) program and The Residence Program (TRP)?
A: Both programs are only available for EU nationals, meaning applicants who are already a citizen of another EU member country. Both programs allow EU citizens to live in Malta indefinitely. The Residence Program (TRP) offers a special flat tax of 15% on income brought into Malta (EUR 15,000 annual tax minimum) which makes this program especially attractive to high income individuals.Q: Are your attorneys licensed by the Malta government?
A: Yes - our immigration attorneys are "Authorized Registered Mandatories" as required by the Malta government. Applicants for the Malta permanent residence program or for citizenship through exceptional services by direct investment are not permitted to file such applications themselves due to the complexities involved in preparing all government-mandated application forms. Applications may only be submitted to the Malta government by an Authorized Registered Mandatory.Q: What is the minimum investment required to obtain the Malta citizenship?
A: Applicants under the Naturalisation for Exceptional Services by Direct Investment regulation are required to make a one-time financial commitment in support of the economic development of Malta.Citizenship is available to qualified investors at EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option) plus government application charges and legal fees.
In addition, the main applicant must make a philanthropic donation in the amount of EUR 10,000 to a registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organization.
Further, the main applicant must establish a residence in Malta through either (a) purchasing real estate valued at no less than EUR 700,000 or (b) renting a property at no less than EUR 16,000 per year. You can browse available Malta real estate with pictures and prices on our Malta website here.
NOTE: No investments need to be made before the Approval in Principle is issued by the government. This ensures investments will only become due after your application has been approved.
Please use our contact form to receive a detailed cost estimate.
Q: How will new citizens be taxed?
A: Malta taxation is only based on domicile (your permanent home), and not on residency or citizenship status.Under Maltese Law, at birth you automatically acquire your domicile status (Domicile of Origin) from your father. If your father later changes his domicile to a new location (Domicile of Choice), yours automatically changes to this new location as well. On attaining the age of 18, you are allowed to acquire a new domicile of choice, but there is no such requirement.
This means if you don’t make Malta your domicile, then only income and capital gains generated from activities inside Malta are fully taxable. Income arising outside of Malta and not sent to Malta is not taxable. In addition, capital gains arising outside of Malta even if brought into Malta are not taxable for non-domiciled residents.
In other words, tax is due only on (a) income generated inside of Malta, (b) capital gains arising inside of Malta, and (c) income generated outside of Malta and remitted to Malta.
Other Tax Considerations:
• No estate duty
• No net worth or wealth taxes
• No municipal taxes, rates or real estate taxes
Given the complexity of tax matters, we recommend consulting a licensed tax advisor for personalized guidance. Should you require assistance, we can facilitate an introduction to a qualified Maltese tax professional. Kindly contact us for further information or to schedule an appointment.
Q: Can I include my family with my Malta citizenship application?
A: Yes. The main applicant for Maltese citizenship may include a
spouse or long-term partner (gender neutral), children under 18
years of age, financially dependent adult children under the age
of 29, and parents and grandparents over the age of 55. Q: Will my citizenship expire?
A: No. When you acquire Malta citizenship you and your family enjoy full citizenship for life, which can be passed on to future generations by descent.Q: Do I need to move to Malta or live in Malta for a minimum number of days during the year to qualify for residency or citizenship?
A: Applicants do not need to move to Malta or live in the country for a full year to satisfy the one year (or three year) residency requirement. Instead, an applicant can meet the requirement by proving a genuine link with Malta as evidenced by, for example, several visits per year, showing water and electricity bills, having a club membership, engaging in any business activity in Malta, and similar. Our attorneys will assist you to be in full compliance with Maltese regulations. Please note that purchasing or renting a personal residence is required of all applicants. You can browse available Malta real estate with pictures and prices on our Malta website here.Q: Approximately how long does the application process take until I am granted citizenship?
A: The Malta citizenship application process is performed in two stages: the first stage is Malta residency, the second stage is Malta citizenship. The residency stage takes approximately 15 working days to process, after which residency status is conferred upon the applicant. The main applicant and any dependents are provided with an E-Residence document which is equivalent to a Schengen Visa, grating borderless travel to all Schengen countries.After you receive residency status your assigned attorney will work with you on preparing your citizenship application. The application can be filed immediately after you have been in residency status for 12 months (or 36 months, depending on your choice of investment option).
Average citizenship stage processing durations have not been established as of yet. Previous citizenship application processing times have ranged from 3 to 6 months.
Q: Can you help me find suitable real estate in Malta?
A: Yes. We are associated with licensed real estate agencies and developers in Malta and can help you find a property that fulfills all requirements.You can browse available Malta real estate with pictures and prices on our Malta website here.
Our professional relationships in Malta guarantee to our clients a smooth, comprehensive service that includes identifying suitable properties, providing transport for property viewings, drafting/reviewing legal contracts, and/or liaising with local notaries and architects as needed.
When you decide on a property for purchase we can arrange for a Power of Attorney to appear on your behalf without the need for you to come again to Malta for the signature of any necessary contracts.
Q: How soon can I sell my Malta real estate?
A: The property needs to be held for five years. After this period, property in Malta can be sold completely exempt from tax if it has been held for three years as the resident’s sole and ordinary residence. If the property is sold before having been used as the resident’s sole residence for three years, a final property tax of 12% is chargeable on the selling price.Q: Do I need to invest in a Malta company and create jobs to be able to apply?
A: No. Unlike other programs such as the EB-5 Investor Visa in the United States, Malta has no requirements to invest in a business or create new jobs.Q: Will the Malta citizenship automatically grant me European citizenship?
A: Yes. Because Malta is a member of the European Union its citizens are automatically European citizens, which means you are allowed to live, work or study anywhere in Europe.However, please note that the total number of citizenships (total number of passports) the Maltese government has made available under the new regulation is limited to only 400 per year! If you are ready to file an application Please use our contact form for additional information.
Q: What is Malta's position on crypto currency and blockchain technology?
A: Malta is fast establishing itself as the premier destination for cryptocurrency and blockchain technology. The government's regulatory framework will cover traders, asset management, and exchange platforms, thus making Malta the world’s friendliest jurisdiction for the sector. Our associated crypto / blockchain professionals are published experts in this field who can advise you on best practices for crypto-related topics in Malta. Please use our blockchain contact form for additional information.Q: Can you help me with applying for the Malta Retirement Programme (MRP)?
A: Yes, the Malta retirement program is targeted at retirees (EU and non-EU nationals) who receive at least 75% of their income from a pension. Applicants must purchase or rent a personal residence in Malta. You can browse available Malta real estate with pictures and prices on our Malta website here.Q: Can you help me with applying for the Malta Nomad Residence Permit (MNRP)?
A: Yes, the "Digital Nomad Visa" is available to applicants who are not citizens of an EU member country. Applicants must be able to work independent of location and prove that (a) they are employed under a work contract issued by an employer outside of Malta, or (b) they conduct business on behalf of a company registered outside of Malta in which they are a partner or shareholder, or (c) they are a freelancer or consultant offering services to clients who are based outside of Malta.Applicants for the Malta nomad residence permit must earn a salary of at least EUR 2,700 per month. Applicants must rent or purchase a property in Malta, obtain health insurance, and pass all background checks. Family members, including a spouse or partner, minor children, and dependent adult children, maybe included on the application of the main applicant. You can browse available Malta real estate with pictures and prices on our Malta website here.
The visa is valid for one year, and may be renewed at the discretion of the Malta government. The Nomad Residence Permit does not entitle the holder to social benefits in Malta, and it does not lead to Malta (EU) residency or citizenship / the Malta (EU) passport.
Q: Can you help me with finding a job?
A: Sorry, the immigration by investment options were developed by the government to attract high net worth individuals, business owners, VIPs and other individuals with the financial means to support themselves and the local economy. Please note: New citizens do not need any work permission; they may work in any of the EU member countries. New residents may apply for a Malta work permit, but would need to find their own employment opportunities.Q: Can you help me get a tourist or a student visa?
A: Sorry, we cannot assist with tourist or student visas. However, if your intent is to file an application for residency or citizenship we may assist with the initial travel visa to schedule an in-person appointment at our offices.Q: What are some of the most popular immigration by investment programs worldwide?
A: The Bulgaria Citizenship by Investment Program offers several investment options starting from EUR 257,000 plus fees for Bulgaria (EU) citizenship and passport after 5 years in residency status.The Cyprus Residency by Investment Program offers several investment options from EUR 300,000 for Cyprus (EU) permanent residency. Residents may apply for citizenship after 7 years in residency status.
The Greece Golden Visa allows non-EU applicants to file for Greece (EU) permanent residency by way of a EUR 250,000 investment in local real estate. The investor may file for Greek citizenship after 7 years of living in Greece at a minimum of 183 days per year.
The Malta Naturalisation for Exceptional Services by Direct Investment regulation provides the applicant with Malta (EU) residency and citizenship & passport for an investment in the amount of EUR 600,000 (36 months residency option) or EUR 750,000 (12 months residency option). Additional are a philanthropic donation, a property purchase or rental, and fees. For applicants who are only seeking Malta (tax) residency or Schengen travel benefits, options start at an annual recurring expense of EUR 15,000 plus property and fees.
The Monaco Residency / Citizenship Program offers Monaco permanent residency to applicants who can prove sufficient accommodations and financial self-sufficiency. The applicant may file for Monaco citizenship after 10 years of permanent residency.
The Portugal Golden Visa Residence Permit Program offers Portugal (EU) permanent residency for a investment (donation) starting from EUR 250,000. Investors may apply for Portugal citizenship after 5 years in residency status.
The Spain Golden Visa offers Spain (EU) permanent residency for a EUR 500,000 minimum investment in real estate, or a EUR 1 Million Euro asset transfer, or a 2 Million Euro securities investment, or the creation of a new government-approved business project. The investor may file for citizenship after 10 years in residency status.
Outside of the EU, citizenship by investment programs include those offered by Turkey, Vanuatu, Canada, the United States of America, and the Caribbean nations of Antigua & Barbuda, St. Kitts & Nevis, Grenada, Dominica, and St. Lucia:
Turkey offers the Turkish citizenship and passport for a property purchases of at least USD 400,000.
Vanuatu offers the Vanuatu citizenship and passport for a donation starting at USD 130,000.
Canada offers several residency by investment options, leading to citizenship if desired, starting at CAD 200,000.
The United States EB-5 Program leads to permanent residency status and citizenship in the United States for a minimum investment of USD 900,000 in a commercial enterprise in the U.S. that generates at least 10 jobs for Americans. After 5 years as a permanent resident the investor may apply for U.S. citizenship.
The Caribbean nations of Antigua & Barbuda, St. Kitts & Nevis, Grenada, Dominica, and St. Lucia offer citizenship programs requiring a real estate investment from USD 200,000 or a non-refundable donation of at least USD 100,000.
Q: What does "Schengen Area" mean?
A: The Malta citizenship allows you to travel without restrictions across the "Schengen Area" of the European Union. The Schengen Area is a group of 26 European countries that have abolished passport and immigration controls at their common borders. It functions as a single country for international travel purposes, with a common visa policy. Source: WikipediaQ: Will I be able to travel to the United States with the Malta passport?
A: Yes. The Malta passport will allow you to travel to the U.S. under the visa waiver program which allows citizens of participating countries to travel to the United States without a visa for stays of 90 days or less. Source: U.S. GovernmentPlease contact us using the contact form below for a detailed cost estimate or confidential consultation. Our attorneys are ready to assist you with attaining your investment objectives and answer any questions you might have about the Malta Residency / Citizenship by Investment options.
Malta Citizenship / Malta Residency 2024
Contact Us for a Free Consultation
Contact us for a free, detailed cost estimate or confidential consultation by email (or phone / office visit, if preferred). To start the application process online please register here.
We will reply to your inquiry by email within one hour!
If you prefer to meet in person at one of the office locations please advise us of your travel itinerary so that we may coordinate a time and date most convenient for you.
Our team includes immigration specialists working exclusively on Malta citizenship & residence matters and will stand by your side throughout the entire application process, from start to finish. We will work with you until your Malta residency / citizenship by investment application has been approved and you have received your residence and/or citizenship certificate.
Do you have any questions? Use our contact form to receive a reply today.
Zenturo Ltd.
Residency & Citizenship by Investment Programs WorldwideMalta Office: Valletta
394A / 395A, Triq il-Kbira San Guzepp
Santa Venera, SVR 1016
Malta
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Phone: +356 9950 5515
WhatsApp: +356 9991 4125
Telegram: +356 9991 4125
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Skype: Zenturo Ltd. Support
Service Inquiries: service@zenturo.zenturo.com
General Counsel: legal@zenturo.zenturo.com
Company Registration No.: C-39472
VAT ID: MT-18142026
All of our Malta immigration attorneys are government-licensed
Authorised Registered Mandatories.
License: AKM-BALD
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